Our Client Service Offer

At TFS Financial Planning we aim to provide personalised strategic advice that will deliver reliable outcomes and foster rewarding long-term relationships with our clients.

Regardless of your stage in life we can assist you to achieve your desired lifestyle and financial objectives.

Just Starting out

Typically you are looking to increase your personal wealth and seeking advice on strategies to enable this to happen. You may have a mortgage and/or a young family.

By working with you and gaining an understanding of your short, medium and long term objectives we can assist with strategies to fast track the repayment of your mortgage, protect your existing income and assets, accumulate wealth and maximise your cash flow.

Our “Lifeplan”service is a cost effective solution designed to help you start the journey. Your adviser will work with you to help you establish realistic and achievable objectives and then monitor your progress. Annually we will review your situation and the achievement of your goals. In addition we will keep you up to date with any changes in legislation, investment markets and economic conditions that may impact on your situation. Your adviser will also be there as a sounding board for any major decisions you may be contemplating.

Wealth accumulators

You have a secure career and you have developed significant equity in your home. You are beginning to focus on wealth creation that will provide you with the freedom to take control of your future lifestyle.

Your adviser will become a trusted partner who will gain a deep understanding of your needs and objectives. Your adviser will develop and maintain a strategy that focuses on putting your money to work so that eventually you won’t need to.

By utilising our “Private Client Service” you will be alerted to opportunities arising from legislative change or market conditions. Every step of the way we will seek to maximise your after tax cash flow through ensuring that your investments are properly structured, capital gains tax is minimised and your debts are properly managed.

 
Small Business Owners and Professionals

Your time is committed to your business so you are seeking a financial partner who will take the time to understand your business and can then provide the advice, recommendations and services that will best suit your personal and business requirements.

Our “Private Client Service” provides you with a service designed to accommodate your busy lifestyle and at the same time provide cash flow management and investment solutions, asset protection and business succession advice as well as strategies to tax effectively grow your wealth outside of your business. Your adviser will be a sounding board for any major decisions you are faced with and will work closely with your other trusted advisers such as your accountant, solicitor and banker to ensure that you and your business are utilising the best structures to maximise your after tax position and to protect your assets.

An appropriate insurance strategy will also be considered where appropriate to ensure that you and your family are protected in the event of temporary or permanent incapacity or your untimely death.

Retirees

Typically you have either retired or are planning to do so in the near future. Retirement means different things to different people but everyone aims to ensure that they have sufficient income in retirement to fund the lifestyle they desire.

We work with you to structure your assets to best provide a tax effective income sufficient to meet your lifestyle needs whilst at the same time seeking to protect the assets you have accumulated.

Our “Private Client Service” provides you with a worry free retirement and allows you to focus on enjoying your lifestyle.

You can expect that we will keep you up to date with any changes in legislation, investment markets and economic conditions that may impact upon you.

You will have regular meetings with your adviser and will be invited to attend a range of client briefings and events. Our focus is very much forward looking and as such we will seek to understand your individual needs and aspirations and will discuss the future with you and what your plans for the coming year involve. Any major events such as holidays, replacement of motor vehicles and even health issues, will be discussed and accommodated well in advance.

In addition we will handle all communications and correspondence with Centrelink on your behalf where applicable.